European Institute of Management and Finance | CRD IV for Investment Firms and Banks
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CRD IV for Investment Firms and Banks

CRD IV for Investment Firms and Banks

In December the Basel Committee released ‘Finalising Basel III’. So are the waves of revised regulations unleashed since the crisis now coming to an end? This course reviews the proposed changes – including those included in the proposed CRDV/CRRII and in other bank and financial markets related regulations – to see how much impact they may have.

 

The Implementation of CRD IV in Cyprus and all other EU countries has brought substantial changes both to prudential and reporting requirements. All banks and investment firms are subject to the requirements of CRDIV. There are significant differences in application depending on the nature, size and complexity of financial institutions. Attendance will be limited to enable discussion on the more complex areas of the regulation.

Seminar Content

This course has been designed to provide with the knowledge and skills needed to understand and assess:

  • The new CRDIV principles for risk management and corporate governance
  • Regulatory capital and requirements, large exposures limits
  • The new quality of capital, risk weighted assets, the capital ratio, leverage ratio and the upcoming buffers
  • The new Liquidity requirements – the Liquidity Coverage Ratio (LCR) and the Net Stable Funding Ratio (NSFR – note that this still has to be finally calibrated) and their impact on Funds Transfer Pricing
  • The interaction with other post-crisis banking and financial sector regulations, such as EMIR, the Bank Recovery and Resolution Directive (BRRD) and MREL
  • Pillar 1 – Regulatory capital and Liquidity requirements
  • Pillar 2 (ICAAP) overview – Basic Principles – Stress Testing – Scenario Analysis
  • Pillar 3 (Market Discipline and Disclosures) – Basic Principles – Disclosures Requirements.
  • The impact on Return on Equity v Cost of Capital

Objectives

After attending this course, the participants will be able to:

  • Understand the applicable CRDIV rules
  • Understand the changes in computation and assessment of capital adequacy
  • Understand and assess Pillar 1, Pillar 2 and Pillar 3 Reports
  • Understand the new Liquidity regulations and their impact

Challenges and Opportunities

CRD IV and its enhancements aim at improving stability in the financial sector by better quality of capital and buffers.

 

CRD IV also strengthens the corporate governance requirements and processes and introduces new rules aiming at the increased effectiveness of risk oversight by the Boards. All the above, improve the status of the risk management function and ensure the effective monitoring by supervisors of risk governance. The measures adopted help avoid excessive risk-taking by the institutions and ultimately the accumulation of excessive risk in the financial system.

 

CRD IV has also increased transparency requirements concerning the activities of institutions which operate on a multinational basis. Regulated firms are required to disclose annually information on a consolidated basis for the financial year.

 

Based on the above and the type and services of each firm, a number of reports are required to be submitted to regulators on a frequent basis. Banks and Investment Firms have to comply with all their obligations, irrespective whether reporting or not, monitor their capital adequacy and liquidity levels on a continuous basis and assess the impact of any business decision proactively to avoid any negative consequences on these capital and liquidity levels.

DATES: 7, 8 March

DURATION: 14 Hours

CPD UNITS: 14

LOCATION: CMS Training Centre, Limassol

TIME: 09:00 – 17:15

FEES: HRDA eligible €292, non-HRDA eligible €530 (both + €100.7 VAT)

Start DateCourse TitleLocationCPD UnitsStatus
5 MarchCRS and FATCANicosia6COMPLETED
7 MarchCRD IV for Investment Firms and BanksLimassol14COMPLETED
24 AprilTransaction ReportingLimassol 5COMPLETED
2 MayCRS and FATCANicosia6ONGOING
1 JunePillar II Risk Management Framework: ICAAPNicosia 5UPCOMING

Registration Form

Register Here

If you need help completing the online registration form, please give us a call at 2227 4470 or email us at info@eimf.eu 

Who should attend:

This course is intended for Risk Managers, Compliance Officers, Internal Auditors, CFOs and other risk takers of Investment Firms.

In-House Training

If you would like to discuss bringing this or another topic to your organization on an in-house basis please call us at 22274470 or email us at info@eimf.eu.

Trainer

Mr Michael Stafferton

Michael began his financial markets career in 1986 on the Financial Engineering desk at Yamaichi International, then one of the so-called ‘Big Four’ Japanese securities houses. The desk was mainly responsible for designing, structuring and swapping vanilla and structured bond issues for European clients. He then moved to a coverage role, predominantly in the UK and Eire, with responsibility for some of the more technically demanding clients, including the Bank of England and the European Investment Bank. He greatly expanded the volume of deals done, including a government, major banks, building societies and corporates. The role also involved working on UK privatisations and with the bank and fund management arm. In 1994 he moved to Kleinwort Benson with responsibility for debt, convertible and tax-structured origination with a number of top UK companies and helped launch an FRN.

 

He has been training across a wide spectrum of cash instruments, derivatives, commodities and in risk management and regulation since 1999, at up to senior management level globally, his clients comprising mainly the top tier investment banks and fund managers, and is the author of a textbook on credit derivatives (Credit Derivatives Workbook, Euromoney, 2004).

He is an Associate with Moody’s