Nikki Johnstone is a senior associate in the Global Banking & Payment Systems practice at Paul Hastings and is based in the firm’s London office. She was recently included in Innovate Finance’s Women in Fintech 2016 Power List.  With a broad background in UK/EU financial services regulation, her practice focuses on advising payment  and e-money institutions, technology companies, online marketplaces and virtual currency players on the regulatory framework and contractual structuring for the launch of new products, geographical expansion or the impact of upcoming legislative change.  Her practice also covers advising new entrants in the crowdfunding and peer-to-peer lending industries both in the consumer and commercial sectors. In addition to her advisory work, she regularly supports the firm’s transactional departments with respect to the sale and purchase of FCA regulated entities, as well as the financing of such firms.  Nikki has completed secondments to Apple Europe and the Financial Markets Law Committee.