Sophia Nearchou is the Head of Regulatory Compliance for one of the largest FinTechs Globally and in Cyprus. Before joining Revolut, she served as a Senior Associate and Anti-Money Laundering Compliance Officer (AMLCO) at a leading law firm in Limassol. In that role, she was responsible for ensuring the firm's alignment with international regulatory standards, specializing in complex sanctions regimes (UN, EU, US, and UK) and performing intensive due diligence for high-risk corporate structures. A legal professional by training, Sophia holds a Bachelor of Laws (LLB) with Honours from the University of Liverpool and is a certified HRDA trainer. She is highly specialized in the financial regulatory landscape, holding the CySEC Advanced Certificate and the ACAMS (Certified Anti-Money Laundering Specialist) designation. Her expertise in emerging risks is further backed by the ICA Specialist Certificate in AI for Compliance and the K2 Integrity designation as a Certified Risk Management Specialist in Russia Sanctions. Sophia is a frequent speaker and instructor for the European Institute of Management and Finance (EIMF), where she shares her expertise on corporate governance, UBO registers, and directors’ legal obligations.